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How Social Security Fits Into Your Retirement Strategy

Brandon Healy CFP®, CPWA, CIMA | Director of Wealth Management July 22, 2025

Social Security has been a key part of retirement planning for decades, but demographic shifts and financial pressures are putting its long-term sustainability at risk. While the program is unlikely to disappear, future benefits may be reduced, making it essential to plan for retirement with diversified savings and not rely solely on Social Security. Strategic timing, tax planning, and staying informed about policy changes can help ensure a more secure financial future.

gold-colored Bitcoin

Navigating Alternative Assets: Bitcoin, Commodities, and Precious Metals in Your Portfolio

Jay Winship July 15, 2025

Market volatility and headline-driven rallies in assets like Bitcoin, copper, and gold can tempt investors to chase short-term gains. However, history shows that lasting wealth is built through discipline, diversification, and a focus on long-term objectives. Evaluating alternative assets within a balanced portfolio, rather than as standalone bets, remains key to sustainable financial success.

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Understanding the Impact of the “One Big Beautiful Bill” on Investor Portfolios

Brandon Healy CFP®, CPWA, CIMA | Director of Wealth Management July 8, 2025

Congress and President Trump have passed a sweeping tax and spending bill that permanently extends key provisions of the 2017 Tax Cuts and Jobs Act, including lower tax rates, higher standard deductions, and increased estate tax exemptions. While the legislation offers immediate tax benefits to individuals and businesses, it is projected to add $3.4 trillion to the national debt over the next decade. Investors should stay informed but focus on long-term financial planning rather than reacting to short-term policy changes.

a close up of a one dollar bill

Will the Dollar Lose Its Reserve Currency Status?

Pacific Point Advisors, LLC July 2, 2025

The U.S. dollar remains the world’s dominant reserve currency despite recent declines and mounting fiscal concerns, supported by deep markets and global trust. While shifts in currency dynamics are inevitable, diversification, not doomsday predictions, remain the wiser long-term focus.